Use a Lender You Can Trust
Scott is a trusted, local lender who we have worked with for over a decade. We feel that he does a great job for our clients and serves our local community well. We recommend you reach out to him for your lending, mortgage, and refinancing needs!
Scott Williams
Veteran Mortgage Professional | NW Lending Group
With 29 years in the mortgage industry, I specialize in helping Veterans, first-time buyers, and homeowners secure the right financing for their needs. From VA loans to conventional and construction financing, I provide expert guidance to make the loan process smooth and stress free. Whether you're purchasing, refinancing, or building your dream home, I'm here to help every step of the way. Let's make your homeownership goals a reality!
Five Steps of the Mortgage Loan Process
How Much Can You Borrow?
The first step in obtaining a loan is to determine how much money you can borrow. In case of buying a home, you should determine how much home you can afford even before you begin looking. By answering a few simple questions, Scott will calculate your buying power, based on standard lender guidelines.
Selecting the Right Loan Program
Home loans come in many shapes and sizes. Deciding which loan makes the most sense for your financial situation and goals means understanding the benefits of each. Whether you are buying a home or refinancing, there are two basic types of home loans: Fixed Rate & Adjustable Rate.
Apply for a Loan
Once you have chosen the right loan program for you, you will complete the application process. This will include the compilation of your financial and asset information to determine your purchasing power and budget.
Begin Loan Processing
Although lenders conform to standards set by government agencies, loan approval guidelines vary depending on the terms of each loan. In general, approval is based on two factors: your ability and willingness to repay the loan and the value of the property.
Close Your Loan
Once your loan has been processed it is time to sign the final documents! Mortgage fees and closing costs may be paid at the signing and your loan should close shortly after signing.
Contact Us, You Could Save Thousands!
Call or email us to discuss the selling or buying process.​​:
Email: buswellteam@gmail.com
Phone: 509.607.8640
